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ICICI Prudential Life Insurance Complaints & Reviews

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Updated: Nov 11, 2025
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ICICI Prudential Life Insurance reviews & complaints page 3

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S
shivprakash01
Aug 19, 2023
Dec 2, 2023
This thread was updated on Dec 2, 2023
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I was misled into buying a term insurance of higher premiums in the icici bank website.

Application - OB22135432

And in the lieu of cancelling it the policy bazaar folks made me pay for another policy

Application- OP00611220

Now I am stuck with two incorrect policy not of my choice . I wanted these proposal policies cancelled as soon as possible and amount refunded.

The customer support is acting most vague as possible. They say they are not able to locate the proposal application and are instead replying only about my active issues policy.

I have tried multiple email and phone. Looks like they would be worst people to buy term policy from. If they are this difficult to me I am worried how difficult they would be to the folks who would need the policy.
ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
This is a standard practice by ICICI Prudential staff who advise customers to cancel existing policies and purchase a new one so that they can earn commission. The conveniently ignore to explain implications of making such changes until you find this out later then you start receiving annual statements. Their staff must have been trained to dupe customers. I have read several other complaints of similar nature.
Same experience despite being a long term client of ICICI. Their staff must have been trained to mis-lead customers. I was guided to cancel my existing ICICI Prudential Mutual Fund investment to purchase a life insurance policy which turned out to be more of a benefit to the ICICI staff promoting products and dis-regarding implications for the customer.
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    K Ashok kumar gupta
    Aug 14, 2023
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    Address: Secunderabad, Telangana State

    I resigned from my ICICI Prudential Life Insurance agency in 24/09/2018 and same has been updated in IRDA PAN LOOK-UP Portal, but till date i have not received the Cessation Certificate from the company. Please find the PAN LOOK-UP Portal Screenshot attached.

    I have made multiple attempts in personal visits to ICICI PRU LIFE INSURANCE Branch manager pursuing this matter and requesting for issuance of Cessation Certificate but till date no response. This is effecting my career negatively and loosing opportunities.

    My PAN number AWMPK2970K & My ICICI PRU LIFE Agency code is 1091348. Also find my Pan image attached for your reference.

    Request concer authorities to email me the copy of Cessation Certificate at the earliest.

    Thanks & Regards
    Ashok Kumar kodumuri
    [protected]
    +1 photos
    ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
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      payal24jan
      Jul 26, 2023
      Dec 2, 2023
      This thread was updated on Dec 2, 2023
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      Icici pru life employees mislead the customers. We purchased insurance plan in May 2023 and at the time of taking policy Ipru employee and the ICICI branch Manager, Pune was stating that they will help at any time, they will regulary check market, policy and update us on giving advise to switch fund. But this has not happed.
      We checked our policy and within 2 months we lost 20k and asked the Ipru employee to suggest and switch the fund then she did not reply for a week. (This is her habit of not replying for atleast 4-5 days). We live in USA so we have only medium to communicate is Whatsapp.

      After that I complaint about her repetative behaviour 2-3 times to Icici Branch manager, Pune and then he shared me ICICI pru manager, Pune contact details. After all this to and fro when I received a reply from her she was asking to share OTP to switch the fund and thankfully we did not receive at that time but later. When we were not receiving OTP we reached to ICICI pru manager he told us that we can not switch your fund and we do not ask for OTP and blaming us for this situation which we were not told by any employee.

      Now, when it is fault of ICICI pru employee that knowing this fact she asked us for OTP (I have all the proofs and screenshots), ICICI pru employee and ICICI Branch Manager, Pune were blaming us for this and covering up their emplyees falult which was a fraud basically. And also to the extent ICICI Branch Manager, Pune asked us thrice to close the policy as they do not want to answer us.

      Our issue has not resolved yet and no new RM assigned to us since 5 days. Icici Pru manager is showing us attitude while giving the replies as well.

      I want to disclose the names of all these three people and I will if i do not hear on my query within 24 hours. I want ICICI to take necessary actions against ICICI pru employee and ICICI Branch manager, Pune.
      ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
      Same experience despite being a long term client of ICICI. Their staff must have been trained to mis-lead customers. I was guided to cancel my existing ICICI Prudential Mutual Fund investment to purchase a life insurance policy which turned out to be more of a benefit to the ICICI staff promoting products and dis-regarding implications for the customer.
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        D
        Dr. Anil K.
        Jul 18, 2023
        Dec 2, 2023
        This thread was updated on Dec 2, 2023
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        Address: Iciprudential, prabhadevi branch, Mumbai.

        WORST, CHEATING, LYING, GREEDY, FAKE, FRAUD, DISGUSTING AND SHAMELESS from iciprudential agent named subham patil, prabhadevi branch.

        The same FALSE, LYING and FOOLING ASSURANCE by iciprudential agent named subham patil like geeta kokje, khopoli branch for a handful of commission. Two months back I went to iciprudential prabhadevi branch to surrender my policy there I met this UNCONVINCING AND LYING subham patil, he gave me his visiting card (card attached) for the help in future and tried to convince me instead of surrendering the policy he told me to apply for a loan on my policy but I was not mad to pay the heavy interest on my own money how FOOLING, LYING and CHEATING from this so-called FOOLING, LYING and GREEDY agent. But I denied of doing or investing and that was my right step and decision rather listening to the agent.

        But later I promised them that after two months I may plan for investing and for that particular reason last week on Thursday the 6th or Friday the 7th I called this agent subham patil for the help, my number new to him he answered my call and assured me of helping but after four days later on Tuesday the 11th I called him again I was very confident and sure that this LYING agent will never answer my call and he proved me right for not answering and after 20 mins. later I called again but all in vain but that too he didn't answered. This was VERY VERY DISGUSTING AND SHAMELESS from iciprudential agents for not keeping their word if he didn't want to answer or help me a plain 'NO' would had ended the matter once and for all . And why this FALSE, LYING and FOOLING assurance of helping in future by your agent subham patil same like the CHEATER, GREEDY, FAKE and FRAUD lady agent geeta kokje from khopoli branch just for a handful of commission.

        This people or so-called policy agent never ever keep their assurance or word but for a handful of commission try to FOOL, MISGUIDE AND MISLEAD to any of your FAKE and FRAUD iciprudential policies. On the customer's face they are so polite and lenient but when the customer's back is turned than they are something else or least bothered to the customer's problem. Many a time I told or commented that the agent of yours doesn't respect from their heart only on the face and for the commission they show respect.
        ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
        Same experience despite being a long term client of ICICI. Their staff must have been trained to mis-lead customers. I was guided to cancel my existing ICICI Prudential Mutual Fund investment to purchase a life insurance policy which turned out to be more of a benefit to the ICICI staff promoting products and dis-regarding implications for the customer. When you challenge the ICIC provide a scripted essay.
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          Divya Vikas
          Jul 16, 2023
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          Payment under 194A & TDS against PAN AFHPV9136Q

          Address: [email protected] B306, ND Passion, Harlur Road, Bangalore -560068

          As per 26AS form you have reported following two payments and TDS which I (PAN AFHPV9136Q) have not received.

          TAN od TDS deductor MUMI03877G (ICICI PRUDENTIAL LIFE INSURANCE COMPANY LIMITED )
          1 194A Booked on 29-May-2023 - Paid Rs.1622.42 & TDS Rs.162.25
          2 194A Booked on 29-May-2023 paid Rs1968.36 & TDS Rs.196.84

          Kindly Pay this Rs. 3590/- (=1622+1968) to my a/c immediately if paid then in which...
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          Rishikesh Urs
          Jul 16, 2023
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          Address: Bangalore

          I am Rishikesh Urs, emp id 546568 and had resigned from Ipru in March 2010 and since 2017 I have been writing mails to the concerned mail IDs and also personally met HR teams in the Residency Road office of Bangalore but till date there has been no response.

          Need help to withdraw my PF
          ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
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            A
            Aditya@123papa
            from PATNA, Bihar
            Jul 9, 2023
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            On 23rd January i have surrendered my code from ICICI PRUDENTIAL LIFE INSURANCE, but till now it's shows inforce on IRDAI portal.I have requested all my employer and seniors for removing this but no one helps me and there behaviours were also rude.
            I am requesting you to please help me to removing my pan card because I am unable to join any other organisation from six months.
            ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
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              komalgupta9
              from noida, Uttar Pradesh
              Jun 21, 2023
              Dec 2, 2023
              This thread was updated on Dec 2, 2023
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              Misselling and fraud policy

              Hello sir,
              I have complaint regarding my 3 policies. I have purchased them in 2022 . I had put query on icici pru site and i am also regular customer of icici bank and i have icici health policy also so i had a great trust with icici products. when i put query on icici pru life Then i started receiving calls from icici pru for purchasing of policies. my policy details are-
              Name- Parvesh, Application Number- OS19166547
              Name-...
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              Shubham020
              from Jaipur, Rajasthan
              Jun 21, 2023
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              Address: Jaipur, Rajasthan

              Sir/Mam, My name is Shubham Sharma, i have joined Icici Prudential life insurance company limited 3 years back. I am not doing any business for this company.
              Sir/Mam Now I am A Government Employee In Rajasthan Government
              So I am no longer doing this ICICi prudential job of advisor/ agent, so remove my PAN card from the records here and accept my resignation from this job.

              Applicant name- Shubham Sharma
              Father name- Sushil Kumar Sharma
              Address- Jaipur, Rajasthan
              Date of birth- 02 June 1997
              Application Number[protected]
              UM Name- Bharat Sewag
              UM Code[protected]
              Agent Code[protected]
              ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
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                Pankaj Anvekar
                from Barshi, Maharashtra
                Jun 13, 2023
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                Getting a fake call from Priya Sharma

                Address: pune

                I got a call from Priya Sharma mobile number is[protected].
                saying that I have policy number 16504968 taken in March 2023 and if I need to clean that amount of policy I need to invest money in saving plan...
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                chetan1611
                from Bicholim, Goa
                Jun 10, 2023
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                Address: three star building floor no 4 patto panjim goa

                This is Chetan Shambhu Pednekar agent of ICICI PRUDENTIAL LIFE INSURANCE mine agent code ICI01488965 and i want to surrender my code 15 days earlier i have visited to the ur office at patto panjim goa the operations team said after approval u have surrender ur id card with documents but it has been 20 days past no Response

                I request you to immediate approve it and terminate or surrender my code as a reason i need my code termination as i am not interested and for other job i need termination of mine code

                I have attached surrender letter with ipru stamp as proof

                [protected]
                [protected]@gmail.com
                waiting for the fast revert and i hope as soon as possible it will be approved thank you
                ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
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                  A
                  AjayBhagat2605
                  from Phaltan, Maharashtra
                  Jun 9, 2023
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                  Resolved

                  Remove My Pan Card

                  Address: At Po Pimprad Ta Phaltan Dist Satara

                  Respected sir,

                  My name is Ajay Bhagat, i have joined Icici Prudential life insurance company limited as an employee 8 years back. I haven't doing any business for that company. My license validity also expired. But my pan number looked up in irda portal.

                  Applicant name- Ajay Vinayak Bhagat
                  Father name- Vinayak Vitthal Bhagat
                  Date of birth- 26 May 1986
                  License no 1145445
                  Certificate...
                  +1 photos
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                  AjayBhagat2605
                  from Phaltan, Maharashtra
                  Jun 9, 2023
                  Resolved
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                  Resolved

                  Address: At Po Pimprad Ta Phaltan Dist Satara Maharashtra 415523

                  Respected sir,

                  My name is Ajay Bhagat, i have joined ICICI prudential life insurance company limited as employee 8 years back. I haven't doing any business for that company. My license validity also expired. But my pan number looked up in irda portal.

                  Applicant- Ajay Vinayak Bhagat
                  Father Name- Vinayak Vitthal Bhagat
                  Date of birth 26 May 1986
                  License no 1145445
                  Certificate no -
                  Type individual
                  Business information
                  Insurer name- Icici Prudential life insurance company ltd
                  Agency code:1145445
                  Category life

                  Kindly delete my pan number in irda portal. Thank you.

                  With regards

                  Ajay Bhagat.
                  +1 photos
                  Jun 9, 2023
                  Complaint marked as Resolved 
                  Kindly Remove Pancard
                  ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
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                    rewa68
                    Jun 8, 2023
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                    Me also got the same call today 08/05/2023 for the same policy number. ICICI Prudantioal life insureance company need to aware this incidents and take action against the culprits.
                    ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
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                      Srishti 1
                      Jun 7, 2023
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                      Address: Lucknow

                      I have taken noc from. Icici prudential life insurance but my pan tagging is still not removed. Please remove my tagging for Pan no. BTTPG8512Q.
                      ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
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                        Pratima Mahtani
                        May 29, 2023
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                        Annuity not redeemed

                        Address: online

                        As an ex-employee, my company started this annuity for me (policy number: 108691). Now due to financial constraints, I would like to redeem the annuity amount. However, ICICI Prudential refuses to give back my hard earned money.
                        Please escalate this request to senior management, so I can withdraw the amount....
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                        rajumadiwalar
                        from haveri, Karnataka
                        May 27, 2023
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                        Address: haveri

                        Kindly remove my agency code because i am already resigned my agency
                        PAN NO CFBPM7471R
                        AGENCY CODE 1221692
                        +1 photos
                        ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
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                          sandeep@1973
                          May 23, 2023
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                          My ICICI account no.[protected] debit Rs.560 on 30/03/2023 without any notice/information for unknown reasons
                          Pl credit my amount as early as possible
                          I am sending screenshots of my account page
                          Thanks
                          +1 photos
                          ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
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                            sumit raswant
                            from Delhi, Delhi
                            May 21, 2023
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                            Complaint for Wrong Insurance for Rs.300,000/-

                            ICICI Prudential Life Insurance — Complaint for wrong insurance for rs.300, 000/-
                            S
                            sumit raswant
                            from Delhi, Delhi
                            Apr 11, 2023
                            May 13, 2023
                            Mark as Resolved

                            I was paying premium of my previous policy of rs.3000/- monthly with icici prudential. But staff shradha ([protected]) from pushp vihar branch told me to close & continue with same new signature policy with 1 time investment...
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                            jedhe.kuldeep
                            May 11, 2023
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                            Request you to please delink my pan number from IRDAI portal.
                            Details : Name : KULDEEP JEDHE Pan Number :AXCPJ0349N
                            Agency Code :1214927
                            Insurer : ICICI PRUDENTIAL LIFE INSURANCE. Kindly do the needful and confirm on same.

                            Kindly deactivate my agent code and pan number from IRDAI portal.

                            Regards,
                            Kuldeep Jedhe
                            ICICI Prudential Life Insurance customer support has been notified about the posted complaint.
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