ICICI Prudential — Policy papers and actual benefits are useless

Address:

North West Delhi, Delhi

I had taken ICICI policy Life time Gold , in 2009 , After payment of 1,00,000 INR the total sum accumulated is only 85,0000, Its a bull policy , They had promised return Guranteed of 13.5 / unit
for all the three years , under RGF , But in 2 nd year its invested in Flexi growth , every year they cut the fund management charge , apart from allocation charges, which is not mentioned in Policy document.

All Icic Pru life plans are plans , You loose a lot on it. IRDA should Ban this companies to do business , Investers are dont get justice out of it.

Laws shouls be in place to protect Investers.

Regards,
Amit.
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