Kotak Smart Advantage — Unauthorised deduction from sum assured

Address:

Surat, Gujarat

Have purchased Kotak Smart Advantage Policy ( Proposal No. 01672080 / Clent ID No.[protected] with a condition of one time payment of premium.

now, have recd a letter with a cheque of Rs. 4000/- (against my premium of Rs. 40,000/-) stating that policy has been terminated for non renewal of policy.

infact i am eligible for refund of Rs. 40000/- with a intrest from the date of policy till to-day.

Request to take up with the concern authority and provide me justice please.

Navin Shah
M#[protected]