Oriental Insurance Company — Claim Repudiated

Address:Gujarat

You have lodged a claim for Malaria with Gastritis for which you were admitted in xxxxx hospital on 01/1/2011 and discharged on 04/1/2011. After scrutinizing claim documents and on investigation it is observed that you have taken treatment by Dr. Xxxxx having BAMS -Ayurvedic physician and this allopathic treatment in claim file not admissible. Hence your claim has been repudiated as per policy terms and condition.

is there a valid reasone or just making FOOL?????
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i'd purchased cell phone in sangeetha as i tried to claim insurance from oriental as the terms and condition given by the oriental.my mobile was theft while travelling from Tiptur to Tumkur as the terms and condition i gave complaint to nearest police station as my cell was less than 15000 and the police said that an FIR should be lodged to give the statements it was theft as the terms given in the policy only if the cell phone was above 15000 an FIR should be lodged so the statement was given that it was lost while travelling so i request you to reveal my policy and provide me justice.
My policy no:- 421100/48/2013/99
claim ref no:- [protected]

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    Oriental Insurance Company Phone
    +91 11 3320 8485
    +91 11 4365 9595
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    Oriental House, A-25/27, Asaf Ali Road, New Delhi, Delhi, India - 110002
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