[Resolved]  RBI Bangalore — Behaviour

Sir, I am Jagannatha, a SBI cardholder. My card no.[protected].
I am member of the online transaction companies Paypal and Alertpay.As both need creditcard/visacard information, I gave them the number mentioned above. For confirmation of my membership I needed validation code. Both companies informed me that they already sent the validation code to my visa card and I had to check card statement. I checked and the codes nowhere I found. I tried to contact SBI representatives several times but to no avail. The voice I heard always was of recorded message. In the sbi-website, branch addresses and phone no.s are given. RBI Bangalore is one such a branch. I contacted RBI. A guy received the phone. When I started to explain what was the situation, he interrupted and rudely started to ask plethora of questions like who gave me authority to transact with paypal, why I linked paypal with SBI, why I did not contact SBI people. I several time politely asked him that let me clarify. He started to shout as if he was enquiring a terrorist. He did not let me answer properly. I got shocked. Even in my wildest dreams I could not imagine this kind of behavior from an employee of an international level Government institution. Being disgusted, I disconnected the phone. If he does not have authority to open my card statement and inform the code he could have told this politely. What was the necessity of shouting? Let him know that I am not terrorist but responsible citizen of India and working as Research scholar at a University-affiliated institute. Another question: If there is no link between SBI and RBI, why the SBI mentions RBI as its branch?
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Aug 13, 2020
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Sir, in the former complaint on the subject ``behaviour'' I forgot to mention a thing. So I am adding this. The guy who behaved rudely with me had asked that who gave me authority to become member of Paypal. What did he mean? Do I need his permission to become member of Paypal? Let him know that Paypal is an International Company for online transaction and anybody can become member of it for which no permission of any employee of RBI is needed, neither of this guy who is of ``nice'' manner.
Respected Sir,

This is regarding compalint against Birla Home Finance, now Deustsche Bank in Sangam Circle, Jayanagar Bangalore.

I took a home loan a few years ago.
Many of the employees are from outside Karnataka and are unsuitable to be working at a bank in Karnataka. Even if they can speak in Kannada, they insult Kannadigas when we speak to them in Kannada that they even come to physically attack us. The bank employee who insulted me because I spoke in Kannada even when he could speak in Kannada was Gopal. One north indian woman there caught hold of my hand and scolded me "didnt you know this is a north indian bank why did you take loan from us". While taking loan I was told that we can transfer from floating rate of interest to fixed rate of interest and about 2 months ago when I requested for transfering to fixed rate they tell me they stopped the fixed rate scheme and now they have increased the interest almost by 2000Rs. I hope RBI takes action on these private banks and the RBI and Government Of India must be careful about allowing this type of banks from entering India. The bank employees are pretty hostile to the local Kannadigas.

With Regards,
Suma Gopalakrishna

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