[Resolved]  Reliance Capital — pan card xerox misused

Address:

Karnataka

I leo stephen work for Standard Chartered bank entry level, recently I applied for credit card but my application got rejected, when I approached the concern person he said your name is negatively reported to CIBIL, I was shocked because I didn take any loans or credit card in my life, when I took my cibil report I was shocked to see my name ad listed as gurantor, I approached reliance capital bank they said we have your pan card xeror and executive as visited you house, but sure no one came for verification , this account is opened in 2008 and that person as not paid back to bank and he is from madhyapradesh but I never been out of karanataka. Now im not getting any loans or financial assistance from banks. Please help really depressed.