[Resolved]  Reliance General Insurance — DUPLICACY IN POLICY ISSUANCE

Dear Sir,

SAME POLICY NO.[protected]RELIANCE HEALTHWISE POLICY)

ALLOTT 1 - myself - AMBRISH NIGAM (POLICY SCHEDULE)
address C-1, SECTOR - H, ALIGANJ, LUCKNOW-226024

2 Mr. Vedh Prakash Gupta
address 566, gali no. 6, ambedkar nagar, khadar, haiderpur, new delhi 0- 110088

I would have never bothered if I had not gone for renewal ( this is precisely happening in most of the cases, most policy holders are not renewing the policies, or switching to a differenet company, or agency, thanks to poor laws and COMPLETE CHAOS in such mismanaged (mis regulated insurance business)

what if i need emergency medical, what if i had short of cash. its been a case of complete cheating and fraud.

I don't know how many such cases would be having the same policy number in 10-15 different cities. where all service tax gone, how much money was collected by selling such policies and how many has actually went to the books of accounts.

what if i had not gone for renewal or say, I would have switch to a different Insurance company.

such cases of TAX and Income Evasion. would have never reported to any one.

Moreover, I send for my claim to their local representative, (it was a case of Dental treatment of my daughter who met with a road accident, it was a marginal amount of Rs. 1800/-. their local representative turned it down, stating it was Dental surgery and not covered, they even lost my papers. I don't have any receiving so i can not make any claim and i don't bother about either.

THERE MGHT BE HELL NO. OF CASES, WHERE INSURANCE COMPANIES ARE CHEATING TO THEIR CLIENTS, SPECIALLY IN NON LIFE BUSINESS WHERE THE POLICY EXPIRES AFTER 365 DAYS.

The same thing happen with AIG in US, most indian companies (non life insurance companies) are following those foot prints.

Kindly report if any fraud of such nature you find anywhere.