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I have similer experience with SCB, Is there any way to take action against the bank for harassing customers like this? They are including names in the defaulters list for Rs 300 also.
HI,
I was a Credit card customer of SCB, when i had a credit card i was used Rs 5000/- as taken the credit from them. then i paid every month for my maximum out put then after six months i got shifted my residence and also i have placed the request to SCb that change of My residence but they are not updated but i was kept requestd the same. but they dont do. then after 2 months the card was expired and after 1 year they have called me and asked me to settle Rs 17500/- against my balance of Rs 3500/- but i agreed to pay Rs 9500/- cash and settled the same day. and they have agreed and given the settlement letter also. now what is the problem is where as i have applied the PL in HDFC recently but they have rejected my request for Civil clearance issue Rs 8000 plus showing in my account is non clearance. Kindly help me out in this regard. Thanks Venkatesh Padmanaban.
I was a Credit card customer of SCB, when i had a credit card i was used Rs 5000/- as taken the credit from them. then i paid every month for my maximum out put then after six months i got shifted my residence and also i have placed the request to SCb that change of My residence but they are not updated but i was kept requestd the same. but they dont do. then after 2 months the card was expired and after 1 year they have called me and asked me to settle Rs 17500/- against my balance of Rs 3500/- but i agreed to pay Rs 9500/- cash and settled the same day. and they have agreed and given the settlement letter also. now what is the problem is where as i have applied the PL in HDFC recently but they have rejected my request for Civil clearance issue Rs 8000 plus showing in my account is non clearance. Kindly help me out in this regard. Thanks Venkatesh Padmanaban.
I was a Credit card customer of SCB since 2001 and I have never failed in my payments, I also paid once the life time charge of 750 long time back in[protected]. In June 2008 I took a loan of Rs 20000 for six months against an EMI of Rs 3500 approx in which I have paid 17500 in the first five months and in between for once the statement didnt reach me on time and I paid 7000 in the next month and due to their erroneous billing system I informed them to correct the billing contents to close my Loan on time i.e November or December 2008.
I was very fond of the service of this bank but this hurt me very much when they didnt take care of the bill but was continuously calling me for minimum payment and ultimately they updated my name in CIVIL without any kind of communication to me and my Question is if I am taking a loan of 20k and paying of 17.5 k on time is there any logic to play with the last instalment and this was the first credit card of mine and over last 10 years I have helped the bank to generate decent amount of revenue with out any trouble . I need justice and compensation for the same .
I
I was very fond of the service of this bank but this hurt me very much when they didnt take care of the bill but was continuously calling me for minimum payment and ultimately they updated my name in CIVIL without any kind of communication to me and my Question is if I am taking a loan of 20k and paying of 17.5 k on time is there any logic to play with the last instalment and this was the first credit card of mine and over last 10 years I have helped the bank to generate decent amount of revenue with out any trouble . I need justice and compensation for the same .
I
to check in defaulter list
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+91 11 3940 4444
+91 11 6601 4444
19, Rajaji Salai, Chennai, Tamil Nadu, India - 600001
SCB — not updated my address since last five months
i have called customer care many times but no reply from customer care about the change of address kindly call me on my number and updated my number asap.