[Resolved]  Standard Chartered Bank — Late fee by changing due date anytime of their own

I have a credit card ending in 8188 named for Yogita rao. I had an emi account and paid all the emi on time every month since 5 years. At times, they charged me late fee and I questioned why they said you did not pay on time. I asked them this why my due date. They change my die dates without prior notification every now n then. Hence, I cannot even setup auto pay on account. This last emi of mine was late due to date confusion only.
Upon sending multiple emails n having calls over cx support. They said, the date keeps on changing but, you don't check your statement on email why. I do not have access to email of mine. Nd the sc application does not show anything. Not even details of my emi paid nd not paid amounts properly.
I had raised this concern multiple time n the challenges that I face due to poor application n information n not sending sms to me prior. I had even asked not to change my due dates but no luck. I'm done with them.
I want to take this matter legally now cuz I can't pay more. I am not at fault. I have paid all the payments n this late fee I can't take it. It hits my credit score. I can't take it.
Not adding email that I have sent as I have nit received a single response. I do habe a call recording of todays conversation where she said, you have to pay as the bank changes the dates n charges are valid. I'm not payin n I can't pay. I can't send that recording if required.
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Dec 18, 2023
Complaint marked as Resolved 
Resolved
Standard Chartered Bank customer support has been notified about the posted complaint.
Verified Support
Nov 22, 2023
Standard Chartered Bank Customer Care's response
Dear Customer,
This is with reference to the query that you had mentioned at https://www.consumercomplaints.in on[protected] regarding the due date change and late fee on your credit card with the Bank.

We observe that the details provided are insufficient for the Bank review your query. Hence, we request you to click on the following link https://bit.ly/2XMJPhr and share complete details including account details, registered email ID, registered contact number for us to review and respond conclusively.

Alternately you can reach out to our service channels with the details for us to assist your further.

Please be rest assured that at Standard Chartered Bank we constantly endeavor to understand the needs of the client to provide better client experience every time.

Regards,
Standard Chartered Bank
Nov 22, 2023
Updated by Nicky_rao_99
All the information is available.
Your ### SUPPORT team don't respond to my emails. The complaints raised via SC, application.
How dare you to ask me again When I have already raised multiple emails with registered email and all the required information after restoring the password of my gmail. You ### didnt respond to me on gmail.
Nov 22, 2023
Updated by Nicky_rao_99
Resolve it here.
Email id - [protected]@gmail.com
Last 4 of card - 8188
Name - yogita rao
You ### dont want to resolve it.
Verified Support
Nov 25, 2023
Standard Chartered Bank Customer Care's response
Dear Mr Rao,

We refer to your Complaint registered with the Banking received by the Bank on 21st November 2023 and acknowledge receipt of the same.

To investigate the matter further and address your concerns, we have registered a complaint with Reference number [protected]. We will try and resolve the problem as soon as possible. If we can’t to do this on the spot, our complaint handling officer will get back to you with an update by 12th December 2023.

Kindly bear with us in the interim.

Regards,
Standard Chartered Bank
Nov 26, 2023
Updated by Nicky_rao_99
My credit cards due date is by 30 nov and then I will be charged a late fee again cuz I'm not paying the incorrect fee that has been charged to me after payin all the emi's of mine.
My credit score got a hit cuz of incorrect late fee charged last time n it will hit again as I am not paying this fee that has been charged n you will charge me again. I will file a court case if you charge me again. I'm not sayin jus for the sake of sayin. I am serious.
Complaint comments 

Comments

Dear Customer,
This is with reference to the query that you had mentioned at https://www.consumercomplaints.in on[protected] regarding the due date change on your credit card with the Bank.

We observe that the details provided are insufficient for the Bank review your query. Hence, we request you to click on the following link https://bit.ly/2XMJPhr and share complete details including account details, registered email ID, registered contact number for us to review and respond conclusively.

Alternately you can reach out to our service channels with the details for us to assist your further.

Please be rest assured that at Standard Chartered Bank we constantly endeavor to understand the needs of the client to provide better client experience every time.

Regards,
Standard Chartered Bank
Nicky_rao_99's [Complaint's author] reply, Nov 22, 2023
The details are full. The cardholder name is Yogita Rao. The last 4 of card are 8188.
If you have intention of solving it; solve it here.
Whatever the ### you need to solve it explain it here. Your ### cx service n bank do not provide any SUPPORT n charge me unnecessarily all the ###ing time.

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