I have taken crdit card in 2000 and made settlement in 2003 .The total amount was 24000 but I have make settlement 9800 with the bank officer and I have full and final settlement letter with me.
Now I have applied for the home loan(2011) from ther bank .When bank take the rep ort from CIBIL. The cibil is showing the amount of (two lakh fifty thound ) .when i have approced the bank the officer is saying that we have sold this card to third party.When i have approached to the thrid party for my CIBIL clerance they are asking for money of 60000 .
When I have letter of full and final from the bank how can bank old closed crdit card sold to thrird party.Then what does full and final letter mean.
Why i should pay amount to thrid party.
kindly advice me.
SUDHIR SALVE
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I am Ravi Iyer residing in New Delhi and I would like to inform you that I have recd from Income Tax Department an individual transaction statement for the fin year 2010-11 as having made a transaction for Rs 527971. This transaction seems to have been done by Mr. Ravi Neelakantan Iyer on 31 Mar 2011 who is residing in Mumbai at Plot No. 511 Annapoorna 12 th Road Opp Cosmos Bank Chembur Mumbai 400071. The filer TAN MUMS25234G, Filer Name is STANDARD CHARTERED BANK, Filier Address 23 25 2 MG Road, Fort Mumbai Maharashtra 400051.
I would like to know how the above has been shown against my PAN No. AABPI3867L when I have never done the above transaction using my credit card No. is [protected]. Since I have been directed to produce the proof to the Income Tax Authy, kindly send me a statement of my payments made against my credit card during the period April 2010 to 31 Mar 2011 at my email id - [protected]@rediffmail.com immediately.
TREAT MATTER MOST URGENT AND FORWARD MY STATEMENT OF PAYMENTS AGAINST MY CREDIT CARD FOR THE PERIOD APRIL 2010 TO MAR 2011 AT MY ABOVE EMAIL.
Yours Sincerely,
Ravi Iyer