[Resolved]  Standard Chartered Bank Recovery Agency — Verbal harassment for money settled already

I, Syed Nazeer working for a reputed company based out of bangalore. I used to be s Standard Chartered Credit Card holder long back and had settled down all the outstanding amounts in Year 2003.

On friday (10th July 2009), I got a call from one person Mr. Surender Kaur ([protected]), stating that he is calling from Punjab High Court and as per him a case is booked under defaulter list for standard chartered credit card and the amount is about Rs. 4 lakhs and after that one Mr. R.K Chauhan([protected]) called stating that he is an advocate and said he can settle the case out of court for amount of about Rs. 2 Lakhs provided if amount paid with in one hour.
The fact is, I had settled the account in year 2003 itself, and had settlement letter for the same. At that time I got a waiver of Rs.30, 000/ for that settlement. And no amount was outstanding. I explain the same to R.K Chauhan. and as I was traveling, I was not able to send or show the settlement letter.

But they started pressuring me saying if not paid in one hour, it will be given to court (and many more such things). As I was traveling, I called up my cousin staying in Hyderabad and asked him to do as instructed by R.K. Chauhan, R.K Chauhan told him to goto hyderabad branch of Standard charter and handover the cheque of the Rs.1, 97, 445/- . Which he did after receiving settlement letter.

When I came back next day from my business trip . I was able to retrieve the old settlement letter, I immediately communicated the same to the customer care center of Standard charter and faxed the copy of the old letter and even inform them that we are holding back the payment of the given cheque as it was done due to the pressure at that time.
The Bank promised that it will communicated back in three day.
Mean while this two guys started calling continuously to me and my family, my cousin at Hyderabad and his family doing verbal harassment.
We want the Standard Charter bank to act responsible and settle this matter.
And seek advice from this forum to understand how to handle this case.

Thank you very much