[Resolved]  Standard Chartered Bank — Surrender of Credit Card

Address:West Bengal

I have a VISA credit card with Standard Chartered Bank. The credit card number is [protected]. I have send numerous emails for surrender of this credit card and everytime i get an automated email saying that the action will be taken within 7 working days. But nothing has happened.

Please surrender this card.
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Aug 13, 2020
Complaint marked as Resolved 
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The day I got my S.C.B credit card is one of the darkest days in life.Sometimes when I have balance of about 1000 or 2000 I do not pay it .My only knowledge was that they would charge a fine.This proved to be my nemesis.
My CIBIL about which I was aware when I went for a educational loan was 780 and the nearby S.B.I. was very pleased to refuse the loan.
Going through the CIBIL STATEMENT I found the S.C.B.contributing much to the CRBIL CRISIS.
It'
s just that I want to surrender my card as early as possible, but going through online complaints on surrendering I feel they will play tough to close my account.
After surrendering I will get back to you all.
While SCB is getting more than 36%p/a it never stops harassing whenever they get a chance .Nobody there looks into your track record and sniffing the scene the CIBIL gets in gloating.
The approach from these people is customer is always wrong.
As you have pointed out the nationalised banks are only too happy not to do business with you.
They will deal only in hundreds of crores and writing the loans off and get mutual reward.
What could be the ranking of CIBIL for this people, nobody knows.
Any man with common sense will know you don't generally write a cheque for some hundreds and feel you can pay with the penalty next time.
I don't know why CIBIL takes it a great offence and reduce the ratings is anathema .
If this think goes on for some years one will not be able to get anything out of Nationalised Banks and if only they insist before opening an account or recurring deposits are made you should present your CIBIL ratings, well I am waiting for that day.
This SCB is one of the worst bank i ever been with.. Guys please my humble request please stay away from this bank...

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