[Resolved]  Standard Chartered Bank — CHEATING

Address:

West Bengal

SIR

SME BIL LOAN AC NO. 44798474

IT S REGARDING A BUSINESS LOAN FOR RS.18.00 LACS WHCIH I HAVE TAKEN ON EMI FOR 36 MONTHS. I HAVE REGULARLY PAID THE EMI. ON END OF TEHTERM THE BANK PEOPLE APPROACH ME STATING THAT DURING THE PERIOD THERE WAS BOUNCE OF EMI AND SO THERE IS A CHARGE
OF RS.1200/-APPROX. AS INTEREST AND BOUNCING CHARGES AND ON PAYMENT OF TEH SAME I WILL RECEIVE THE NOC.

I REQUESTED THEM THAT I HAVE PAID ALL THE EMIS' AND SO IF THEY CAN CONSIDER THE CHARGES. THE BANK REPRESENTATIVE GAVE ME A LETTER IN WHICH IT WAS STATED THAT TEH FULL AND FINAL SETTLEMEMNT IS MADE FOR RS.500/-WHICH I PAID.

AND I RECEIVED THE NOC. BUT SURPRISINGLY I CAME TO KNOW THAT THEY HAVE GIVEN MY NAME IN THE CIBIL AS DEFAULTER AND SETTLEMENT ACCOUNT DUE TO WHICH MY CREDIBILITY HAVE EFFECTED. I WAS SHOCKED THAT THEY HAVE JUST GAVE A RELIEF OF RS.700/- AND FOR THAT
THEY ARE RUINING MY CREDIBILITY . I HAVE GIVEN SEVERAL EMAILS BUT NO RESPONSE HAVE BEEN GIVEN.

I DONT UNDERSTAND THAT THE 3 YEARS RELATIONSHIP HAVE BEEN RUINED BY THESE PEOPLE.
IF TEHY WOULD HVE TOLD EM THAT THEY CANNOT CONSIDER NAY AMOUNT THEN I WOULD HAVE GIVEN THEM THE FULL AMOUNT.

A PERSON WHO CAN PAY RS.10.00 LACS HE CAN ALSO AFFORD RS.700/-

I AM ASHAMED OF THIS BANK.

A BHALOTIA

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