[Resolved]  Standard Chartered — Credit Card Fees

Standard Chartered first makes you fill a form to give you credit card with no annual fees. Once the credit card application is filled and card is in the mail, they call you and let you know that there will be Rs. 250 administration fees and if you spend 500 Rs. in 30 days, they will refund the money i.e Rs. 250 administrative fees.

Try spending Rs. 500 and see if you get automatic refund! You won't! I paid up the money and tore off the card!