[Resolved] Standard Chartered Credit Card — REVERSAL OF CHARGES | |
I was holding a credit card([protected] & [protected]) of Standard Chartered Bank till Aug'06.The card was offered to me free of Membership, Annual & Joining fees. However in 10.01.2005 statement, they charged me Annual charge of Rs. 1200/-. On 20.01.2005, I spoke to their customer care office regarding the charges which i was not liable to pay. They assured & confirmed me the charges would be reversed and the same would reflect in the next statement. The reversal was not done and interest and Service Tax was charged also. On 14.02.2005 when I received next statement dt. 10.02.2005, again I spoke to their Customer care office for reversal which they again confirmed of reversing. However in the next statement it was not also done. Later they kept going on charging interest, Late fee and ST. On 10.01.06 they again charged Rs.1200 as annual charges. I have written 2 letters(20.06.2006 & Oct'06) to their Banglore office, However there is no feed back from their end till date on the same. In this statement you will find I have made all payments in time for use of credit card. Whatever purchases I had made on this card, all amounts was paid before the due date. Standard Chartered Bank for promotion have originally proposed that no membership/Annual fee will be charged, but have charged in the statement. You can see from the statement that Add-On card fee has been reversed but my annual fee has not been reversed though time to time they have promised to reverse. The arrears shown are false with accumulated late fee and interest thereon which is not payable by me. Such a big institution's behaviour is not appreciable at all and again putting my name in defaulters list for which I am not liable. The institution representative talks on the telephone and agrees to reverse but have failed to do so. My letters and request are not considered at all. So for no fault of mine why I should be penalised. For your verification I can show the original statements as referred and request you to consider the same. Please see the demand are shown on list are false and damage to my reputation is caused. I expect a justice from your end. Was this information helpful? | |
Aug 14, 2020 Complaint marked as Resolved | |
1 Comment | |
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+91 11 3940 4444
+91 11 6601 4444
19, Rajaji Salai, Chennai, Tamil Nadu, India - 600001
In fact the RBI Ombudsman should come out with exemplary puniushment to
the Banks credit card copanies who adopt such arm twisting tactics for causing mental torture and anguish to the customers.
There is also a need to ratioinalise minimum charges levied.