[Resolved]  Standard Chartered Credit Card — Huge charges put and threatening and moving to court by the bank without my information after 10 yrs.

Dear Sir,

With all humility, I would like to bring it to your kind notice that I had been mentally harassed and threatened by Mr. R.K. Bagga (Phone No - [protected]), Advocate, head legal cell, Standard Chartered India. Around 11.0 A.M. on[protected] I got a call from Mr Bagga that Legal case is filled by them to me

I had a payment due of Rs.12000 in 1998, along with that i also had a smart card of Same bank for which i have paid Rs. 45 thousand as full settlement in 2002, and also paid Rs. 2000 to same agent for my credit card as full settlement that time i was just college pass out and didnot bother about to collect settlement letter from the bank. however thereafter there was no communication received from the bank in last 10 years.
now suddenly after 10 years i received this call that there is a legal case filled by Mr. Bagga, and told me to pay Rs. 55 thousand on the same day, however after arguing he told me to pay Rs. 41 thousand immediately as full settlement.
i want to clear one thing here that i am leaving in the same address from last 20 years, and not changed my address also. but never received any statements or any communication from the bank. i was in the impression that my accounts has been settled.
Mr. Bagga is mentioning some different address for my credit card, which shows that the agent to who i have surrendered the card has done misuse of the same and change the address also with the help of bank officails.
i demand for the statement but they refuse to provide me the same.
i have full intention to pay the amount but it should be normal and of my expenditure only.
Please suggest me should i go for fraud case against bank for change in my address in there record and other misuse.

how they can come to me suddenly after 10 years, are they sleeping by this time, i have paid Rs. 45 thousand in 2002 for my smart card of stan char only. which clearly shows my intention are correct.

kindly advice me.

Shailendra Dixit