Standard Chartered Credit Card — non reversal of my dues

Dear Sir,

My sandarsd chartered credit card no.[protected]
i have a huge complaint against standard chartered credit cards as i am regular paying my dues, as i am using this card since 2001 i have taken a loan againts my credit card in october 2007, stil Febuary 2008 i have make all my payments regularaly but bank has debited 3000/ amt in my card which i have not used. and when i had gone to one of the credit card branch and called the customer care dept in Ahmedabad but not body has given me proper answer. Every month after receiving the statement i have to call customer care officer they gave me lumsum amount & told me that we will sure reverse your charge in the next month. But every month they have debited huge amt in my card like late payment finance charges etc. after they continusely trying to give call me on mobile & gave me POLICE THREATS & tald me that they are going to declare me defaulder.

please look in to this matter

Regards

Dina Gupta