[Resolved]  Standard Chartered — Overcharging of fee / Incorrect imposition of Overlimit fee in the Statement by Standard Chartered

Address:

Central Delhi, Delhi

Dear Sir,
This has the reference to my Credit Card No.[protected] of Standard Chartered for which the total amount due was Rs 57392.98/- only.

I had two cards of Standard Chartered ending 0716 (Gold) and 2096 (Titanium) for which I have paid all my dues and a copy of payment receipt is attached herewith.

1. In the Titanium Card No.[protected], Standard Chartered has imposed an over Limit Fee of Rs 500/-, whereas the total expenditure amount by me is Rs 57392.98/- only which is within the available credit limit of 108000/- (Combined Credit Limit of Both the Cards).

2. The credit limit for both the cards is Rs 54000/- respectively and it was stated while issuing both the cards and a combined limit of Rs 108000/- was given.

3. Hence the over limit fee of Rs 500/- and the corresponding service tax of Rs 61.80 and Rs.6.69 which has been imposed in the bill, is not justified.

4. I am getting the sms frequently by Standard Chartered, wherein the disputed amount of Rs 568.49/- has now being claimed as 3117/- despite the fact that both the said card has been cancelled by me and the bank has been intimated but I am being harassed by the bank for paying the disputed amount which has been wrongly imposed on me by the bank.

Requested to do Justice and instruct the Standard Chartered to withdraw false charges and compensate me for harassing.

Anand Kumar
[protected]