[Resolved]  Tata AIG Nirvana Pension Plan — LESS SURRENDER VALUE

I had a pension plan policy of TATA AIG named NIRVANA bearing policy no C[protected]. I surrendered this policy at the end of year 2008. I got very less surrender value i.e. Rs.16615.87 against my inveted money of Rs. 50,000 till the day of surrendering.
I want to know why I was paid very less money ? Is there possiblity of getting more money otherwise I suffered a great loss. I had to surrender the policy under circumtances that I have to get my mother treated for her heart at Vallore, Chennai. Pls. enquire into the matter.

Regards
Awdhesh shrivastava