[Resolved] The Oriental Insurance - Bicycle Insurance — Procedure of claim... | |
I have Purchased a bicycle from one dealer of Bangalore. The dealer suggested me to get Insurance done of my Bicycle from The Oriental insurance company. I did that thought the claim procedure will be easy. I am visiting Police station from past three days for the FIR of the theft. First of all the Police People are laughing at me why i did the insurance for a cycle second they are not ready to file my FIR because the value of the product is just 3400 Rs. when i contacted the bank they are saying first u file a FIR and after 30 day the police will issue some certificate which says the bicycle is not found. What to talk of Issuing a certificate when the police is not ready to file a FIR of the same. If i ready to pay police the amount for FIR which may be equal to the cost of the cycle i believe there are very less chance the insurance company will respond my claim. I am really recommend all of my friend not to get the Bicycle Insurance from any of the Insurance company. I appreciate if some one will suggest on the same. Thanks Was this information helpful? | |
Aug 14, 2020 Complaint marked as Resolved | |
 1 Comment | |
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+91 11 3320 8485
+91 11 4365 9595
Oriental House, A-25/27, Asaf Ali Road, New Delhi, Delhi, India - 110002
You should get the FIR from police. If you are not getting in the local police station, take it to the next level. The FIR has nothing to do with the value of the stolen item. It is the right of the citizen to get the FIR filed. Any insurance company will ask you for the same if you are claiming insurance. I had a similar experience some time back. It was regarding my stolen shoe. The price was around Rs. 4000/- The other thing that one of my lawyer friends suggested was to send a complaint to the police station as registered post. It is better if you just paste the stamp on the letter itself, without putting it in an envelope. And, after couple of days, invoke the right of information act to get the status of your complaint. I know it is painful, but if we do not do it, things are not going to change.
Any lawyers reading this, please suggest what my friend should do.
Dileep