[Resolved]  UTI — SCUP-93

It is matter of great concern that committed insurance schemes are closed without intimation and proper alternate arrangements are made.It is requested to intimate as to what arrangments are made in this regard. recentely the chaiman IRDA announced that action will be taken against defaulting companies voilatng the terms of cashless health insurance policy. hence this is a fit case to be reported to IRDA by calling 155255 as reported in BUSINESS LINE D/[protected] please do the need full early to get a revised proper updated policy issued by NIAC which is said to have been the successer o[censored]TI in this case failing which justiuce is to be sought from appropriate legal authority Vanka.apparao at mail address ''[protected]@yahoo.com'

I also happen to be one of the victims o[censored]TI -SCUP -1993 Plan gimmik o[censored]TI- NIAC combine with Member ship certificate no. SC[protected] taken on[protected] . I do not know how such schems ment for citizens old age medical insurence cover can be simply closed with out proper intimation or concern to the commitment by the promoters. Unfortunatly, both UTI/ NIAC are Governement of India Under takings and this causes more concern since this ammounts to vouching the praverb " Law Makers are the Law breakers"

I think it is time that all the affected victims of the so called "Senior Citizens welfare schemes like bogus SCUP- 1993 come together and teach the frauds a lesson to at least prevent fellow citizens from falling prey to any such future gimmicks of so called Senior citizens well wishers.

It is frustating and disgusting to have believed and invested in UTI SCUP scheme.

Vijayendra
[protected]@gmail.com

UTI-SCUPLAN — Complaint regard non receipt of reimbursement of medical bill under SCUP

Policy No - SC[protected]
Scheme - SCUP
I had submitted my medical bill for reimbursement under SCUP for Rs. 349494/- & Rs. 60410/- on[protected] & subsequently re-submitted all papers again after meeting out all the objection on[protected]. Now even after the lapse of 9 months neither i have received my payment nor any valid reason for with holding the same. Kindly help me to get my matter expedited.

Mahinder Pal Paliwal

UTI should make suitable arrangements to issue substitute documents by the NIAC conforming to the terms of SCUP by the UTI.to repose confidence of all members of SCUP and avoid possible legal complications and proper relief to the members of SCUP SHYAMKUMAR

Though several appeals are made there is no response from NIAC turning deaf ear inspite of the ball is in their court in respect o[censored]TI-SCUP 1993. This case is fit to be handed over to NHRC a Forum for gross wilful negligence towards senioir citizens a fittest cace of voilation of human rights we are gathering to represent NHRC chaired by by the honourble retired chief justice of India. APPARAO VANKA

i agree with the complainants.I too am a holder of SCUP, but when asked for a list of hospitals that would honour the scup claim, UTI was not able to answer.

Mumbai replies but Delhi does not have even phone number lat alone email.
Thanks

Dear Sir,
Sub:- Reimbursement of Cataract surgery expenses under Mediclaim Policy
Ref:- 1)Mediclaim Policy O[censored]TI’s SCUP93 Scheme. UTI having pact with
New India Assurance company (NIAC)
2) UTI SCUP No SC[protected] Dt 21.5.1998
3) Claim No 10/00138 registered with NIAC Kolkata Branch Code
511700 Dt 28.3.11 but UTI sent bills on 18.3.11 to branch 511700

All bills of Cataract Eye surgery of my wife valuing Rs.36141/- only sent to UTI Kolkata office who after checking forwarded to Kolkata NIAC office for settlement of bills and release of payment. Mr. S.K.Paul, Divisional –In-Charge on my phone call to him confirmed om 19.4.2011 that bills have reached him and are in order and that I shall get payment within 15 days. He also sent me E-Mail same day cofiming that paymen shall be released shortly. He also forwarded the same E-Mail to all his seniors including their CMD Mr M.Ramadoss, Regional ManagerSh K.P.Dash, Sectt to CMD, Grievance cell of NIAC, Customer care deptt and other concerned. But he didn’t fulfilled his commitment. The bills have reached them on 18.3.2011 that way around 70 days have passed but payment not released.
Sir, my wife is having cataract on her both eyes, The cataract surgery of her second eye too is due which will be possible only when I get the payment of surgery of her first eye. I am retired person and having No Pension so it is difficult for me to go for surgery of her second eye from my own pocket. Sir I requested their CMD and all other senior officers for release of payment but I am sorry to say that no body.repeat No body has replied my last 6-7 Mails. Now since last 15 days Mr. S.K.Paul is saying that all cheques o[censored]TI are ready. If that is so then why these cheques are not sent to UTI office for sending to Policy holder.
Sir Now your help is required for contacting NIAC top Boss why cheques are hold-up with them if these are ready since last 15 days
An earliest possible action will be helpful to me
Thanking you Sir,
Truly yours
RAM CHOTRANI
Phone:[protected], Mob: [protected], [protected]

S C U P of U T I — for pass book update of SCUP OF UTI.

My SCUP certificate No: SC[protected]. I got one passbook giving details about me and my spouse.I have retired from Steel Authority of India,Bokaro Steel Plant on 30.06.2008.I have requested to two persons o[censored]ti`s bombay office to guide me to get my passbook updated in kolkata. But nobody is helping me.Would you pl.help me ? from: ( [protected]@ymail.com)

I entered the scheme in 1993 at the time of retirement.Till date I had not availed any benefits for selfr or for wife. I had my open heart surgery in
2002 for which I had used self paid independent alternate policy keeping SCUP as a SANJEEVINI to be used at still later years when no insurance
or renewal etc is possible under any other mediclaim policies. Subsequently relying on availability of SShould they go CUP I had stopped all other mediclaim
polcies. Now I am aged 77 years my wife 67 years. BOTH are left HIGH and DRY. My entire full one time payment made Rs 35000 or so is now
ZERO value.
GOI is talking about introducing various schemes for senior citizens but in a case like mine WHERE IS JUSTICE. I am entitled for a benefit of
around Rs 7 lakhs or more . SCUP is a TOTAL FIXED SUM ASSURED policy which I had bought and paid in full. TILL I exhaust the fixed assured
sum benefit they cannot say go to HELL. Should THEY GO TO HELL or ME!!!

I retired from PSU after serving for almost 30 years and retired at the level of a GM but today I draw no pension and am bewildered what is the social
system we live in.

[protected]@yahoo.com

I joined the UTI SCUP in 1996. Inspite of the fact I underwent a by-pass surgery in 2002 I did not avail of the facilities as provided in the cover per SCUP as no competent hospital was on the list of SCUP in the area. Now since many a reputed hospitals have come up in north India I tried to get a list of the Impaneled hospitals and contact the local UTI office I am not provided sent a reply. The action o[censored]TI in sending the list to the existing members and not informing about the changes that have been brought about in the "contract" is GROSS BREACH of CONTRACT and BAD BUSINESS ETHICS.
I wish that some well informed member of the SCUP to come up with some action plan so that our grievances could be cleared.

Naresh Trehan. [protected]@gmail.com

UTI — non receipt of insurance claim

i lodged a claim against my membership no SC[protected] on 10Th April.2012. still waiting to hear from Them. on telephone no[protected], i got only dodgy answers. will appreciate quick action.

I AM UTISCUP-MEMBERSHIP NO. SC-[protected] OF 3-1-1994. EXCEPT MY CLAIMS FOR FOUR CATRACT OPERATIONS, I HAVE SO FAR NO OTHER CLAIMS FORTUNATELY. ONLY LAST WEEK, MY OLEFT FOOT HAD A HEAT BOIL OR SO WITH PUSS AND I HAD TOI SUDDENLY GO FOR A SURGERY. THE SURGEOIN TOOK ABOUT 30 MINUTES IN THE OPERATION THEATRE OF A LOCAL NURSING HOME AND I HAD TO STAY THERE FOR ONLY 4 TO 5 HOURS.
I HAVE ALL NECESSARY PAPERS AND THE PROCEDURE OF THE SURGERY AND MY EXPENSES WITH MEDICINE AND OTHER CHARGES HAVE GONE TO ABOUT 12, 000/- SO FAR. I HAD TO GO FOR POST SURGERY DRESSINGS THRICE AND AM NOW QUITE COMFORTABLE.
I DID NOT FIND ANY INFORMATION ABOUT THE RIGHT OFFICE, AND A RESPONSIBLE PERSON TO LET ME KNOW ABOUT MY ELIGIBILITY FOR THE REIMBURSEMENT UNDER SUCH CIRCUMSTANCES, UNDER THE ABOVE MEMBERSHIP I HAVE A BALNCE OF RS.6, 38, 090/-. MY PERSONAL DETAILS ARE :

SHIRISH S. BARODIA, ADDRESS : B-29, GUJARAT SOCIETY, NEHRU ROAD, VILE PARLE[E], MUMBAI-400057.
TELEPHONE : 26140155 MOBILE : [protected] E-MAIL ; [protected]@yahoo.com

UTI SCUP & NIACL Authorities as well as other informed citizens:

My SCUP Membership number is: SC[protected].

My wife and I have not used any medical services under this policy so far.
We have Rs.7, 50, 000 available medical coverage since 03-May-2012.
This was entered in my SCUP Book by the Hyderabad office.

We live at Karimnagar in new Telangana State (Old AP).

My first question is: Can I cash this policy? How much would I get? Who would pay and when?

My second question is: What is the latest list of Hospitals at Karimnagar and Hyderabad / Secunderabad that would accept us for any health services under this SCUP?

Is it a cashless treatment at those hospitals?
If not, can the NIACL give me a written assurance that they would reimburse me in a reasonable time?

Please send the answers to the above questions to my email address: [protected]@gmail.com or to my postal address:
B V Rao, H. No. 3-1-416, Vavilala Pally Road, Karim Nagar, Telangana, Pin 505001

Thanks.
B Venkateshwar Rao
mobile:[protected]

PS: If no one responds to this message, what is the use of asking to post my comment?!!!

Hi any body help me what should I do with my UTI-SCUP-93. Whom to contract inUti what is the mail id.I have 600 units taken in 1993. I have no Idea what is hapending. My addres is also changed, where to get change my address.

Prakash Bhanu
My Membership CerytificateNo:SC[protected].

Dear Sir,
Sub:- Reimbursement of Cataract surgery expenses under Mediclaim Policy
Ref:- INSURANCE claim Policy O[censored]TI’s SCUP93 Scheme. UTI having pact with
New India Assurance company (NIAC)
2) UTI SCUP No SC[protected]


I will be undergoing Cataract Eye surgery of valuing Rs.39900/- only at LVPEI Hyderabad. The UTI or NIAC has issue Third Party Treatment card to the customer to get cashless treatment. Till no such card has been issued. I[censored]TI/NIAC care for their customers, it is the responsibility to provide the cards.

Kindly respond to whom who we have contact at Hyderabad..Telangana
Thanking you Sir,
Truly yours
Parakala Narasimharao
Phone:[protected], Mob: [protected]

Dear Mr. Prakash Banu

You need to contact Ms. Ashwini Sarkhot at [protected]@uti.co.in. She will provide the documentation necessary for obtaining the proceeds of your SCUP investment. It will be @ Rs. 23.2257 per unit. There would be accumulation on the units initially allotted to you.

If you are interested in additional compensation to that will flow to you from UTI, please send me a mail at [protected]@surbhi.co.in. I have started a process for getting UTI to pay additional amount to that being offered for the closure of the scheme.

You do not have to contribute any amount now. I will take compensation only if there is success in additional compensation flowing. Any one interested join me send me mail giving details of investment and redemption received. I need support to make my voice big to be heard.

I, too joined UTI-NIAC Ltd 's SCUP during 1997. No hospital, that I know of, ready to honour medical claim/ service under this scheme. It is a total fraud. -Sandip Das, Guwahati, Assam

I wish to get clarification from those concerned re SCUP-1993 policy as listed below:-

After bonuses from claim-free years I have in my log book showing an amount of Rs. 5 lakhs odd available for the
treatment to be taken in the listed hospitals, for me and my spouse.

My log-book also states:- Date from which additional Medical Cover of Rs 2.5 lakhs is available: 14/5/03.

Despite that I am told the following:-

" There is a maximum limit of Rs.1.5 lakhs per illness per spouse. (in the year of illness with other stipulations)

Regarding No Claim Bonus:- After commencement of risk, Cumulative Bonus of 5% of maximum benefit available at the beginning of each claim free years will be added to the sum insured for subsequent year subject to minimum accumulation for 10 (ten) such claim free years not exceeding 50% in all during the entire policy period."

Why is there a denial of that utilization of the enhance Medical Cover, even though it is mentioned clearly in the log-book as under: -
Date from which additional Medical Cover of Rs 2.5 lakhs is available: 14/5/2003.

When and how that amount is apportioned towards a Member's hospitalization must be clearly explained,
as otherwise suspicions arise.

And what happens if all that money is claimed in illnesses subsequently & ultimately consumed?
Does the Policy get lapsed? terminated? or stands cancelled? Or continued. It must be surely continued.

They said you make a one time payment for your years of Senior Citizens' need of health concerns.

Also at the time of floating the SCUP-93 Scheme it was mentioned that it would be revised to address the
issue of inflation periodically so that it would take care of the increasing costs.

Rs 1.5 lakhs in 1993 is like Rs 40, 000/- or less in today's terms. Where is this promise? Why is this not even being addressed now?

Keeping the limit of Rs 1.5 lakhs as of today's date is like cheating the Senior Citizens of their dues/rights.
NIA needs to address this issue urgently without delay.

Besides when they arbitrarily amended the Scheme, how could such schemes meant for Senior citizens old age be tampered with without proper intimation to the Members at large. What are the arbitrarily amended new terms agreed upon without notification or participation of the SCUP'93 Members affected . I have asked for the distribution
for these new set of terms but to no avail for my comprehension. I only have the Original terms with conditions & promise to revise upwards the amount of insurance in the future, which still not done after 30 years and languishing. Amendments implementing newer terms appear to have been done by the Promoter's (NIA) at their own whims and fancies & have even now failed to increase the upper limit to a decent level.

Class action if it is allowed in this country can solve this issue instantly. Members must commence putting their views and complaints in the public domain to get publicity to bring about changes in the attitude and scheming
behavior of these national behemoths, who don't care about their subjects & live off them like leeches suck the
blood of the human.

God Bless Us Senior Citizens
LJCardozo

Till date there is no positive response about providing medical benefit for the no claim bonus earned under the scheme.On the other hand they are sending reminders to surrender the book and take few hundred rupees as the residual value o[censored]nits!!!
PM MODIS OFFICE MUST TAKE NOTICE AND RENDER JUSTICE
[protected]@yahoo.com