[Resolved]  Standard Chartered Bank — Hidden Charges

Address:

Tamil Nadu

I am Sathish Kumar, I have been using Credit card from Standard Chartered bank for past 7 years. I use this card occasionally. I always make the payment before due date. I never ever fail to make the payments. Now the Standard Chartered bank charging Over Limit charges without my knowledge. My card limit is Rs. 10000/- only. What is the meaning of Credit Limit. it should not allow the crossing the limit to swipe. I didn't get any denied or cross limit allot from Standard Chartered Bank. But they allowed me to swipe my card to extra Rs. 106/- (swipe amount Rs. 10106/-). Now they are charging over limit charges Rs. 500/-. How clever Standard Chartered Bank making the money from customers. Is this way doing the customers service of Standard Chartered Bank ? Without customer knowledge they are charging hidden service charges from Customers. Please be carefully whoever using the Standard Chartered account/Credit Cards.