Credit Information Bureau India [CIBIL] — regarding cibil score mismatch

Address:

Dakshina Kannada, Karnataka, 575016

My name is sudhakar g and i'm having proprietorship business. I wanted to extend my home loan because i wanted to buy another land and sell it so that i can clear all my credits. So, i went to my current home loan bank (Union bank) for the extension of the loan. They checked my cibil score in cibil.com and rejected to give the loan. They said my cibil score is 660 in cibil.com.

I went home and checked the cibil score in 'experian' and 'paisabazar.com' and in both the report it is showing my cibil score as 771 (Fair).

I inquired the same with the bank and bank people said, they check the score only in cibil.com. Can you please confirm why cibil score is different in cibil.com and 'experian'?

As far as i know, both 'cibil.com' and 'experian' are rbi licensed credit information company (Cic). Then why there are two different scores from both the company. Because of this, i cannot take a loan.

What should i do now to avail the loan? Which is the correct credit score experian or cibil?