Dineout — Money added in the wallet got expired

Address:DIneout mobile app
Website:www.dineout.co.in

While adding money into Dineout wallet last year, the statement I read was that any unused money for one year, would be refunded to the method of payment.
Now their T&C are updated and the money added would be valid for 1 year only.
It is our hard earned money and how can you simply take it away ? This is against RBI rules. Gift cards or bonus can have some expiry tiem but not the money added from bank or debit/credit cards.
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