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If your claims have been assigned with above ref nos, insurer has to decide the claim accepted or rejected within 30 days from dt of claim, if their is any delay insurer has to infm you for further documents requirement. Pl you may insist the insurer to settle the claims in writing, if the claim is rejected, insurer has to inform you the specific reason in writing or if no response is received after or within 30 days of your request, you may approach insurance ombudsman for your grievance within 12 months from dt of claim rejection or no response.
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