Family Health Plan [Fhpl] — rejected my claim giving wrong reasons without any proper investigation

Address:

560018

I have undergone surgery and submitted for claim but its been rejected giving wrong reasons. I had a severe head ache from past few months it was unbearable, i showed to many doctors but no medicines could cure my head ache later when i did scanning there was deviated nasal septum with spur development to the left which is the main reason for my head ache and other terrible problems. Later i took 2nd opinion from many other doctors because i personally very much scared of surgery. But there was no other go, i have to agree and under go surgery to get my head ache cured. Even though i had cashless in other hospitals but the estimation amount was quite more, i did paid the amount in 1 of the hospital where i got comparably less price and did surgery. But i see now i am being cheated by fhpl by giving wrong reasons and rejecteing my claim, i see there is no value for good deeds, with out doing proper investigation they are saying that its a cosmetic surgery. There is not even a 0.1% cosmetic treatment here, fhpl should do there work properly, go to hospital and check with my surgeon and show reports to other geniune doctors and i can also provide before and after pics of mine. I will never suggest fhpl to anyone. Kindly help