HDFC Bank — Account Blocking

Address:

Delhi

I've an apartment in Bangalore and have provided the Ad for rent in online platform Quickr and Olx. I was contacted by a person name AMIT KUMAR S/O Bhagat Singh (his ID attached) and he agreed to rent out my apartment starting March 1st. He informed me that he works in the Army in the Rifle dept as Sepoy. He also informed me that he got transferred from Delhi to Bangalore and will accompany his wife and 2 kids. He agreed to provide the security deposit (INR 75000) and the Rent (15000) + Maintenance(2700) + Electricity (2000) = 19, 300 every month.

He gave me all his IDs and prima facie all looked good for me to proceed further. I requested him to deposit the security amount and the rent for the month of March. He made me an offer to deposit the rent for a full year, saying that the Army gives him that facility. I asked him to provide me the advance for 11 months as the rent agreement was supposed to be for 11 months only. We both agreed for the full and final amount of

Total amount due for 11 months = 19300*11 = INR 2, 12, 300
Plus Security amount INR 75, 000
Total 2, 87, 300 to be deposited in my HDFC Bank Account

For the payment to be made, he introduced me to Jora Singh, his CO (commanding officer) - who will deposit the amount in my account. He asked me to add his account as beneficiary. I was very surprised as I was supposed to receive the amount and not send it. He told me that they operate a Army Merchant account (HDFC account) and thus it behaves in a different fashion. To start with, he asked me to send Re1 and then I got credited Re1 twice (meaning I received twice what I sent) and he mentioned that this will happen for all transactions as this is a special Army Merchant account.

As I added his account few minutes back, my TPT limit was 50, 000 for first 24 hrs so the idea was that he will transfer me 49, 999 (the same modus operandi, meaning I send him 49, 999 and he will credit my account twice the amount) - However, when I transferred 49, 999 - I didn't received any credit in my account. Jora Singh informed me, very confidently, that it happened coz he has a limit of 50K from his side and thus he needs to create 2 different accounts without any TPT limit. He asked me to do the same, first to receive back my 50, 000 and another one to reverse back the earlier transaction. After the amount was debited and no amount was credited in any amount- he gave me 100% assurance that the money will be transferred the next day as the TPT limit will be lifted after 24 hrs. We tried this again and I categorically told him that I won't send any money - to which he replied that I'll put in the CODE and would get back all the amount instantly. He shared his ARMY ID to win my confidence and then asked me to deposit 2, 22, 222 which was supposed to be a code. He did a fraud and the money was again debited and no amount was credited back to my account. After this, I was super suspicious of the whole thing and had a gut feeling that something was wrong here. He disconnected his call and was not reachable again.

Pls find IDs attached and the HDFC bank account details used for fraud.

Phone Number of AMIT KUMAR- +91-[protected]
Phone Number of JORA SINGH- +91-[protected]

Date HDFC Account No Person Name Amount
26th Feb [protected] Sumit Saraswat 49, 999.00
26th Feb [protected] Rajaneesh Misra 49, 999.00
26th Feb [protected] Sailendra Singh Parihar 50, 000.00
27th Feb [protected] Sumit Saraswat 222, 222.00

I'm writing to you to pls help me so that I can pursue the case with HDFC to get my money back and also help nab the culprits who did an online fraud in a very organised manner. They have a bonafide account in HDFC bank operated from India. Let me know how can I get my money back?

You can reach me out at +1- [protected].