HDFC Bank — ACH charges debited from my account

In this current outbreak wherein RBI has given relif on EMI and i am paying my EMI by going into bank by requesting them to debit my EMI as they have applied moratorium and ECS wasn't activated by that time.

To avoid paying more EMI in later stage i have opted out from moratorium and paying my EMI.

I want refund ACH charges asap
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