[Resolved]  HDFC Bank — amb charges and personal loan emi late deducted on 9.11.2018

Address:	Chandigarh, Punjab, CHANDIGRH
Website:	WWW.CONSUMERCOMPLAINTS.IN

Dear concern,
I am a/c holder of your bank having cust id 51132532 as my monthly emi rs 8425/- for personal loan deducted every month on 7th, but on 7.11.2018 was bank holiday and there was 7979.30. On 8.11.2018 i have deposited rs 1000 and closing balance was 8949.30 sufficient to clear my pl, emi rs 8425/- on 8/11/2018, but its not cleared on 8/11/2018.

On 9/11/2018 your have deducted monthly amb rs.177 and 531 from my a/c and closing balance was 8242.80, that's below to clear my pl-emi.

Your bank charges for emi overdue payment rs 649/ on 20/11/2018.. Without any reason.

You have again charged amb charges on
5.12.2018 rs 321.97
10.12.2018 rs 209.03
05.01.2019 rs 531.00

On 01/01/2019 i personally visited your sector 27 branch in chandigarh to deposit cash rs 29000/- and deposited the same by self.
But teller dint explained me about the inter-branch-cash dep charges and your bank charged rs 177/- for the same

The total charges by your bank charges as under :-

9/11/2018- 177/- amb charges
09/11/2018-531/- amb charges
20/11/2018-649/- overdue pl-emi
05/12/2018-321.97/- amb charges
10/12/2018-209.03/- amb charges
05/01/2019-531/- amb charges
08/01/2019- 177/- amb charges
Total = rs 2596/- (Two thousand find hundred ninety six only)

You are requested to reverse the same.

Thanks and regards

Sushil kumar