[Resolved]  HDFC Bank — complain regarding my personal loan[protected]

Hello sir,
I have taken personal loan of approx 1.3 lacs in 2016. That time i was working in hdfc bank chennai and i had taken on my salary account. But unfortunately after few months i left job due to some issues and my account gets inactive. As i was jobless and not in chennai, so unable to pay emi for few months. Then i started repaying the emi and cleared the arrears. As i was in my native so one of hdfc bank staff suggested me to pay emi in branch, they will send some mail to the branch people in my native and they will accept emi. So every month on ecs date i used to go to the branch and paid emi. Now all emi is cleared. But bank person from nelson manickam road, staff name-rajesh leelakanth (R17138) he is calling and telling to pay ecs charge of rs 17000. I am going through huge economic crisis and situation is very bad. When i asked that you people only suggested to pay the emi in branch, so i did and on the same ecs date i paid each month emi, then how this ecs charges came for this much amount. Also when i asked about the detailed information, he is denying to provide and telling that its bank policy, u need to come to the branch in chennai. Currently i m not staying in chennai. Its very painful to hear this type of response from bank and also paying 17000 as charge is quite difficult. I asked for some waiver also but he is continuously calling my parents and thdeatening that i[censored] not pay then u see what can i do, i will destroy your life and bla bla. This is a type of behaviour of bank staff with the customer. Please look into this matter as serious concern and provide me some waiver so that i can able to close this on earliest.
Was this information helpful?
No (0)
Yes (0)
Mar 19, 2019
Complaint marked as Resolved 
HDFC Bank customer support has been notified about the posted complaint.
Verified Support
Feb 16, 2019
HDFC Bank Customer Care's response
Dear Customer,

We regret the inconvenience caused. Our team has made a note of your concerns and will contact you soon with an update on your issue within 5 working days on your register email ID.

-Nadia
HDFC Bank Customer Assistance
Feb 20, 2019
Updated by Manish@92
Dear Nadia,

Thanks for your confirmation. Today i saw statement and i came to know that additional cheque bounce charges has been added from Oct 2017 to Jan 2019.From Oct 2017 i started paying emi in branch as per your staff confirmation and paid till Jan 2019.For the same period from Oct 2017 to Jan 2019, why this charges are added. One side i was paying every month emi to the branch and one side you are adding charges for me. If charges were applied then why you have accepted cash mode payment and why u didn't inform us about charges. This is really very worst thing. Please waive off my charges from Oct 2017 to Jan 2019 as i paid my emi on time during this period.
Feb 20, 2019
Updated by Manish@92
Dear Nadia,

Thanks for your confirmation. Today i saw statement and i came to know that additional cheque bounce charges has been added from Oct 2017 to Jan 2019.From Oct 2017 i started paying emi in branch as per your staff confirmation and paid till Jan 2019.For the same period from Oct 2017 to Jan 2019, why this charges are added. One side i was paying every month emi to the branch and one side you are adding charges for me. If charges were applied then why you have accepted cash mode payment and why u didn't inform us about charges. This is really very worst thing. Please waive off my charges from Oct 2017 to Jan 2019 as i paid my emi on time during this period.
Complaint comments 

Post your Comment

    I want to submit Complaint Positive Review Neutral Comment
    code
    By clicking Submit you agree to our Terms of Use
    Submit
    HDFC Bank
    customer care contact
    Customer satisfaction rating Customer satisfaction rating is a complex algorithm that helps our users determine how good a company is at responding and resolving complaints by granting from 1 to 5 stars for each complaint and then ultimately combining them all for an overall score.
    Read more
    58%
    Complaints
    32731
    Pending
    0
    Resolved
    18405
    HDFC Bank Phone
    +91 22 6160 6161
    +91 22 2498 8484
    HDFC Bank Address
    Branch 542, Trade World, A Wing, Ground Floor, Senapati Bapat Marg, Lower Parel, Mumbai, Maharashtra, India - 400013
    View all HDFC Bank contact information