[Resolved]  HDFC Bank — credit card

I want to close my hdfc credit card account but hdfc bank is asking me to send an application to their chennai head office for credit card closure.

It's an expense of rs. 30/- to send the said application by registered post and a long wait till credit card closure.

Though other banks like citi and sc initiate credit card closure on request through phone banking.

Why is hdfc having such painful procedures as compared to other banks. I need a logical explanation of this query from hdfc bank.
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Jan 27, 2018
Complaint marked as Resolved 
HDFC Bank customer support has been notified about the posted complaint.
Verified Support
Dec 27, 2017
HDFC Bank Customer Care's response
Dear Customer,

We are disappointed to understand that you are contemplating to discontinue your credit card relationship with us. Your relationship is important to us and we request you to reconsider your decision of closing the card account giving us an opportunity to be of continuous service to you. If you still wish to close the card account, we request you to forward us a duly signed letter along with your destroyed (diagonally cut) credit card to the following address to enable us do the needful. HDFC Bank Cards Division, PO BOX # 8654, Thiruvanmiyur P.O., Chennai 600 041. For security reasons, we would be unable to process card closure request received through e-mail / Post. We regret to inform that currently there is no option to close the card account through online or through Phone Banking services.

-Manoj
HDFC Bank Customer Assistance
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