HDFC Bank — credit card disapproval

My ref number is 18j[protected]s2
Im having salary account in hdfc only. Provided all documents. Office verification also done.
My salary also sufficent for credit card.

Please provide me clear image why its disapproved.
A candidate has to wait 40 days and visit n number of times to get disapproval.?

I was thinking that salaried person can get credit card easily at same bank.
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