[Resolved] HDFC Bank — credit card emi on purchase of electronic items (fridge) | |
I purchased a fridge on 01.11.2018 from electronic paradise, indira puram ghaziabad. At the time of payment the sales man and a representative of hdfc informed me that if i pay the amount through hdfc bank credit card, it will be converted into "no interest emi of 3/6/9/12 months and i will be entitled for 10% cash back also." on this i agreed and made payment through credit card. Lateron i came to know that 12 months emi has beeen made with interest @ 1.17%. I immediately lodge complaint at the showroom. They assured me again that there will be no interest on emi. I tried to lodge complaint at your customer care center but they showed their inability in lodging complaint in this regard as there is no procedure of lodging complaint in this regard. I again request you to make my emi without interest otherwise i am not interested in emi with interest. Please let me know at the earliest so that i may take decision for further action in the matter. Thanks (Sandeep kumar) Was this information helpful? | |
Dec 28, 2018 Complaint marked as Resolved HDFC Bank customer support has been notified about the posted complaint. Verified Support Nov 16, 2018 HDFC Bank Customer Care's response Dear Customer, We have noted your concerns expressed with regard to the EMI availed in your card account. We would like to clarify that, there is a discount given by merchant at the time of transaction equivalent to the Interest being charges by Bank. We confirm that the same has been communicated you at the time of the transaction and we request you to contact Merchant for further clarification in this regard. With regard to your query regarding your credit card please feel free to contact our Phone Banking officers at any of our 24 hour Phone Banking numbers mentioned in the below URL. https://goo.gl/YABihn -Manoj HDFC Bank Customer Assistance | |
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