[Resolved]  HDFC Bank — credit card number [protected]

Address:421201

This mail is to bring to your notice that i have been mentally harassed by ms. Swati sacchdev and her team for paying the outstanding amount on my hdfc credit card.

Pl note, i have paid the last amount till april 2019. After which due to financial issues, i was unable to pay the dues.. Which had been increased to 84000/- but being a single mother from last 4 years it is financially not possible for me to repay the amount in settlement as my salary is just 16k per month..

Ms mansi who had called me from kanjurmarg branch (Mumbai), her numbers are[protected], for settlement option, she said last they can offer me 40k which is supposed to be paid in 2 parts and 4 sub parts.. Following schedule was given by her - 16th dec - 10k,
25th dec - 10k,
10th jan - 10k and january mid - 10k..

Pl understand i get my salary only once in a month, how is possible to pay the amount twice in a month that too more than my salary.. Out of my salary i have my house rent expenses, my son s education expenses.. For banks outstanding i cannot stop my son s education and also if i get calls on my official landline and personal contacts, i will not get help from anywhere and i will lose my job as well.

Then how will i survive and how will i feed my kid.?? Who will be responsible for my kid?? It is practically not possible to pay the amount twice in a month out of my salary..

It's a request pl stop follow-up calls at my references or my work place as it is mentally harassing me and it will bother my job as well.. If i become job less even bank wll not get anything out of my income.. Hence help me out with some feasible option to repay the dues which will be benefited for both o[censored]s.
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Jan 19, 2020
Complaint marked as Resolved 
HDFC Bank customer support has been notified about the posted complaint.
Dec 15, 2019
Updated by Jinal Chokshi
Also I am ready to prove my income and my separation certificate which will help you to think on my generosity and consider me.. it's not possible for me to pay more than 5k in a month.. I can clear the outstanding of the settlement amount which is 40k asked me to pay.. for which no letter is been issued yet.. how should I pay the amount without any settlement letter.. this conversation was done on 11th December and till now no settlement letter is issued.. PL note, 40k is not a affordable amount for me to pay and that too in such short period.. PL consider this and PL note if this harassment continues at my work place or relatives I will be forced to complain at 181. A single mother should be considered as she has less income and a small kid as well..
Verified Support
Dec 19, 2019
HDFC Bank Customer Care's response
Dear Customer,

We have reviewed your comments expressed and you may look forward to receive a response to your e-mail id in 3 working days. We request you to bear with us in the interim. The reference number for this interaction is[protected].

-Nadia
HDFC Bank Customer Assistance
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