[Resolved]  HDFC Bank — Deducted my amount

I'm a student. A year ago, I saw a add on social media that's about HDFC bank account doesn't need any maintenance balance. So i open a student account online and verify via online KYC. And even the man on KYC told me that HDFC bank account doesn't need any maintenance balance. And i received my atm card. I didn't make any transaction on this account but they charge ₹.300 monthly and now the balanceis ₹.1061. And today evening (15/08/2022) i accidentally received a amount of ₹.500 from some of my family member. And the bank deducted the 500 and now showing 561. I need my 500 refund. I'm in too serious financial situation. Now my money on hold rupees 1061.and my balance is 500. I need my 500 back.