HDFC Bank — due to extra fees for re-open of file

Sir,
My File no. is[protected]. I sanctioned the home loen from hdfc home loan unit. The sancioned period was 6 months. Due to miscommunication with executive last two days before the expiry of sanctioned period I submitted all documents to the bank. On last day bank tells me that your file has been closed and it will be Re-Open that is chargeble. After closed the file the bank cut the processing fees through my account. My question is that when file has closed then how the bank cut the processing fees. Due to these reasons I don't want to take the loan from bank. Kindly help me and refund my processing fees.
Thank You
Sanjay Jharwal
Mo. No. [protected] [protected]