HDFC Bank — ECS deduction from my credila account A[protected]

Address:

New Delhi, Delhi

Dear Sir

I have taken a education loan of 590000 from Credila for my post
graduation, which started from 30th december 2013 and ends on January
2015. Since taken my first installment they have started with EMI's.
But I was having some problem regarding ECS deduction from my account.
From my account ECS is debited on 11th of every month but it is
updated on 29th of every month. So where does this money lies for 18
days. I am asking the same question since beginning of my EMI i.e.
January 2014, but till now I
am not getting any answer regarding this. After so much time has
passed I didn't get any satisfactory answer. For your information I am
attaching all the repayment sheets that Credila has sent me over a
span of few months.I have mailed it to every one in credila but no-one
has responded me promptly. Please resolve the issue.
Details:-
Credila account no. A[protected]
Name of candidate- Sudesh
Name of PG institute-NICMAR PGP PEM[protected]
Loan Amount- Rs590000

Thanking You