HDFC Bank — Finance Charges Complaint

HIGH Finance charges for past 1 and half years.

Hello HDFC, this needs to be take seriously, looks like your interest rates are against law, see how much I paid so far for past 1 and half years. I requested so many time to hdfc to convert all my hdfc balance to EMI so in terms my principal can be down but for past 20 months I've been paying only interests (finance charges) and minimum due which is not fair at all and you're interest rates are against law, check my screenshot how much I paid so far, at this covid situation you guys are taking advantage on customers like me where business loss..etc

Card Ending: 0138
Name: N.G Subash

Month Finance Charges Minimum Due
April, 2020 10, 937.59 38, 401.00
May, 2020 12, 963.42
June, 2020 14, 654.88 21, 390.00
July, 2020 15, 504.12 38, 483.00
August, 2020 17, 460.89 38, 990.00
September, 2020 18, 133.83 41, 262.00
October, 2020 18, 068.76 50, 421.00
November, 2020 18, 830.90 21, 744.00
December, 2020 8, 633.30 21, 993.00
January, 2021 10, 354.61 42, 527.00
February, 2021 11, 199.37 21, 576.00
March, 2021 13, 700.39 29, 376.00
April, 2021 18, 329.08 33, 316.00
May, 2021 20, 230.19 34, 364.00
June, 2021 20, 602.12 34, 846.00
July, 2021 20, 363.22 34, 736.00
August, 2021 21, 074.45 35, 096.00
September, 2021 18, 620.10 18, 411.00
October, 2021 10, 072.68 21, 466.00
November, 2021 13, 893.93 26, 154.00

Total 3, 13, 627.83 6, 04, 552.00
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