[Resolved]  HDFC Bank — Forgery and fraudulence done by HDFC Life relating to Policy nos. 15992540 and 15991514.

Address:

Kolkata, West Bengal

To The Manager Grievance Dept. HDFC LIFE Kolkata – 700 001 Sub:- Request for paying interest for the cancelled policies 15992540 & 15991514 Ref:- My letter dated 19th November, 2013 and your last reply letter dated November 28, 2013 Attn:- Mr. Pravin Birje, Customer Service Department Sir, It is very much surprising to see that you have denied to pay interest for the above mentioned cancelled policies citing an alibi that in the ‘Declaration Section’ of the Proposal Form it was mentioned that it was an ‘interest free deposit’. You must clearly note that originally one policy was opted by my father Sri Salil Kumar Ghosh and another one by myself. Both o[censored]s filled up proposal forms in our own handwriting which were completely changed and my signature was forged by your representative and both the policies were generated by my name. Therefore, the declaration section of the proposal form for the above mentioned policies did not carry my original signature which indicates that I have never accepted your terms and conditions. I can challenge that you will not be able to furnish the proposal form where I had signed and accepted your terms and conditions. As a result you were compelled to cancel both the policies by returning my initial deposit which was allegedly held by your company for seven months. Therefore, Rs 86, 000/- did accrue a reasonable amount of interest which I have been claiming from you. So, please do not try to dilute the importance of the matter by diverting the focus from the main point that you have cheated my father and myself by forging my signature and doing injustice with us which is highly illegal. SO, BASED ON EXTANT SAVINGS BANK INTEREST RATE, CALCULATE THE INTEREST ON RS 86, 000/- FOR THE PERIOD OF SEVEN MONTHS AND RETURN THE SAME TO MY BANK ACCOUNT WITHIN SEVEN WORKING DAYS, FAILING WHICH I SHALL i) Inform the matter to consumer forum as well as consumer complaint web-site. ii) File a Case against your company through my lawyer iii) Share the incidence of fraudulence and forgery done by your company to my friends, relatives and acquaintance through Social Networking Websites. iv) Inform the whole incidence to IRDA. Thanking you, With regards, Santanu Ghosh 134/1 Ramkrishnapur Lane Shibpur, Howrah -711102 Cell no. - [protected] Date :-05/12/2013