[Resolved]  HDFC Bank — fraud hdfc credit card - invalid imei added immediately after booking the smart pay

How you people are calculating the emi for credit cards?
I booked smartpay emi for 1 lakh on 18th aug, then on 19th aug statement it is added the 1st emi with intreset of 1380rs. You are taking only 1 day to debit?

Even if i consider payment due date it is only around 15 days to pay. But you are charging me for 30days?

Completely fraud.

Hi friends dont book emi and dont use this hdfc credit cards.
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Oct 2, 2018
Complaint marked as Resolved 
HDFC Bank customer support has been notified about the posted complaint.
Verified Support
Aug 30, 2018
HDFC Bank Customer Care's response
Dear Customer,

We wish to inform that the EMI will start getting billed in your monthly credit card statement. We observe that you have opened the loan on 18/08/2018 and the next day was the bill generation date hence the EMI has been billed in the subsequent statement.

-Manoj
HDFC Bank Customer Assistance
Sep 05, 2018
Updated by PraveenC9
I know that sir ji, but why for only 1 day you are charging a EMI[30days intrest]. And it is a credit card.
Nov 05, 2018
Updated by PraveenC9
fraud billing # ?
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