[Resolved]  HDFC Bank — harassment for payment of renewal charges & interest for a cancelled card

Address:Mumbai City, Maharashtra

This is to inform you that i was holding a credit card for a couple of years where you will see my credit history has been impeccable.

When the card came up for renewal i sent a letter to your chennai office asking that it be discontinued and also called hdfc bank customer care and told them the same. You will also note in your records that i have not used the card since then.

Since the past 2 years, i have been continuously pestered to pay the renewal amount. Add to this, your bank has been penalizing me with interest charges on an amount that has been forcefully subjected on me.

In spite of explaining to several hdfc officers via email, phone call, etc. That i have discontinued the card and therefore no renewal charges should be applicable, there seems to be no closure/revert from hdfc bank on this issue.

Several officers from your bank have mentioned that they will resolve this matter from their end with no avail. Now it has come down to intimidating emails and phone calls from your 3rd party collection agencies threatening me of dire consequences.

This is undue harassment to a customer and if no action is taken immediately, i will have no other option but to take legal recourse.
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Mar 21, 2018
Complaint marked as Resolved 
HDFC Bank customer support has been notified about the posted complaint.
Verified Support
Feb 15, 2018
HDFC Bank Customer Care's response
Dear Customer,

We have taken note of your comments expressed and you may look forward to receiving a response to your e-mail id by today. The reference number for this interaction is [protected]. We request you to bear with us in the interim.

-Manoj
HDFC Bank Customer Assistance
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