HDFC Bank — Hdfc bank charges to husband for depositing cash in wife's account at home branch.

Address:	Pune, Maharashtra, 411037
Website:	www.hdfcbank.com

Dear sir,

This is vinit kabra from pun e , maharashtra, india.

My wife, mrs. Megha vinit kabra is having
savings bank account with hdfc bank ltd (Address - s. No. 571/ crystal room, near suryaprabha garden, kenjale nagar, bibvewadi kondhwa, pune - 411037, ifsc code - hdfc0000962).
My wife is having savings account with this branch.

Today, on 4th march, 2017, at 1.15 pm, myself, vinit kabra went to the branch to deposit cash in my wife’s account. But to my surprise, cashier, mr. Rahul patil has told me that hdfc bank has started charging rs.150/- as a third party deposit as i am not account holder and my wife is account holder. So he suggested that my wife, mrs. Megha vinit kabra has to come to deposit cash in her account and if i; vinit kabra deposits, it will be considered as third party and rs. 150/- charges will be applied. So, i asked him notification, and he rudely told me to read the notification pasted on cash counter. I asked for branch manager, and he said he is on leave today.

The question arises today:- 1) husband depositing cash in wife’s savings account and it’s a 1st cash transaction of the month, is considered as third party deposit in home branch. It is something weird that husband is considered as third party to wife in banking language. Is this the way banking system is heading?? Is this the way cash less economy works considering husband a third party to wife??

2) if some lady is pregnant or sick or in the hospitalized, or any other person is in icu or very ill; the great hdfc bank will expect him to come to deposit cash as his wife will be third party to husband. Also is wife has gone to collect child in a school and then it is expected by hdfc bank to come to home brach with a small child to deposit cash in a hot summer to save from charges as husband is considered as third party.

3) hdfc bank is heading towards a great way of rulling out indian tradition considering husband and wife to be third party to each other.

4) also tomorrow i. E. On 5th march, we are having car loan due date, and if get bounced, hdfc bank charges a heafty amount, will they consider this scenario or hdfc bank will have its own rules and regulations.

5) also this branch is having 2 cash counters and its always use only 1 cash counter for clients. (Please check their own cctv system for last 2 months.) irrespective of crowd.

6) the question arises, hdfc bank ; is this the right way to work to consider husband as a third party for wife to deposit cash in wife’s account and that too in a home branch and 1st cash transaction of the month. Does hdfc bank wants to earn lot of money from clients with this way???

please help us to save from banking charges and making husband-wife relationship as a third party relationship.

is this called cash less economy wherein husband-wife relationship is hampered???
Awaiting reply,
Vinit kabra
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