HDFC Bank — HDFC BANK deduct education loan emi from both borrower and co-borrower accounts and even put HOLD on the accounts

I am your customer from more then 10-11years.
But today i want to say that HDFC bank is the most unorganized, unprofessional and irrelevant bank i have ever seen.
Its not like i am a person who don't know about BANKING but i am working in the bank field under RBI so my concepts for INDIAN BANKING is pretty clear.
So my story is my brother took the education loan for HDFC BANK(unfortunately). I am a CO_BORROWER in that loan. Now at the time of EMI they last time tried to charge from my brother bank(BOI BANK) but due to any reason they haven't received the money so they deduct that loan email from my brother Salary Account bank which is again unfortunately HDFC BANK and also put HOLD on the BANK.
Not only that they deduct that EMI on my personal HDFC BANK too(i am a co-borrower) then also and also put my BANK on hold. This is how the great system of this HDFC BANK work.
There is something more..
If anyone want to talk to HDFC customer care its near to impossible. You can even connect to our honorable PM more easily in comparison with the hdfc bank customer care and luckily if call connect they can never hear your voice.

MITALI SINGH
CUST ID: 40676214