HDFC Bank — hdfc debit return charges of total per month rs 1, 14.68

Address: Swastik vihar Panchkula IFSC CODE - HDFC0001321

Address:
#133 Raja Garden Behind the heera petrol pump jagadhri workshop Yamunanagar Haryana (135002)

I have a saving account with hdfc .I saw today their is a additional ammout was debited from account with AcH debit return charges total of ₹1, 144.68. This is first time I am facing this issue without intimate and cut from my account

have never been informed that this would be charged due to lack of funds. What are these charges for! Why are they so high. It is not a debt i have to pay. It is sip. How can you inculcate habit of regular savings if you penalise so harshly for not having balance.

Hdfc bank has to return this money. There was no intimation from the bank on the consequences of not keeping sip amount in account.

Please do the needful and help me to resolve this and return my money. attachment reference screen shot

Regards
Vishu Chauhan
Email address : [protected]@gmail.com