HDFC Bank — HDFC not reduced the Home Loan Interest

Address:Chennai, Tamil Nadu, 600002
Website:home-loans.hdfc.com/home-loan/compare-interest-rates.html?WT.mc_id=Metier_82~48~24~36~82287387~34285

The interest rate with HDFC which is floating have not been reduced at all despite of RBI changes

I called the HDFC call center today and they say its a technical problem due to which the interest rate is not reduced and will not happen till February 2017.

Is this the way the bank runs?

They are very much not ready to reduce the interest rate and cheating the customers
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    +91 22 2498 8484
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