HDFC Bank — Hold on my account towards credit card

Address:	Mumbai City, Maharashtra, 400018
Website:	www.hdfcbank.com

I have a serious grievance with regards to my credit card #(xxxx xxxx xxxx 3645).
I see that bank has put up a lien of Rs.75000/- on my account showing as outstanding which is increasing every month. The sufficient amount was already deducted from my hdfc bank salary acct without prior intimation. Now I see that this amount is getting debited to an extent of my monthly salary and is taking a toll on me financially as I have personal responsibilities being a sole bread winner of my family.

I am totally dissatisfied with the way bank is taking advantage of me rather than sorting the issue considering that I have already made sufficient payment against my credit card payment. I am frustrated with the regular notices received by the bank when there is no mistake of mine. Bank has been harassing me and my family members where I have father who is a heart patient. I have already raised complaint in the past but no positive response from bank.

I need this to be sorted without being carried further anymore. You cannot just keep on debiting my a/c at your own will. I am also taking up this matter with the RBI & banking ombudsman as I have already suffered a lot with the intimidation and illegitimate debits from my alternate bank account.

Banks Behaviour : Regular follow up at my residence, abusing language, harassment, threatening, sending people at my place to threaten me and my family, bangs the doors of my neighbour and now threaten to put a lien on my account and deduct my entire salary.