HDFC Bank — Issuing charges against of HDFC Millennia Credit Card while I have not physically received or used the card also

Address:

Kolkata

Dear Sir,

My complaint against against of the bank is that, I didn't want to take the HDFC Credit card but still being it was Free Mrs. Dali Das(Employee of HDFC Bank, Sector 3 Branch, Kolkata) requested me to register the card and I did the same.
But after 7-8 months passed also I have not physically received the credit card and therefore not used for a single time / single transaction also . Now Bank is charging me as a annual fee of Rs. 590 and they have sent the bill also . My question is when I didn't wanna to take the credit card then being it is lifetime free as Mrs. Dali Das told me I have accepted her request . Now on what basis the bank is charging me this amount . This is literally a false selling and a fraud case too .
Please have a look in this concern, as I am not going to pay that amount .

Regards,
Joydeep Bhattacharjee
Kolkata
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