[Resolved]  HDFC Bank — LIFE INSURANCE

Dear Sir, I, introduce myself to you as Baidyanath Karmakar date of birth: 05/07/1958 residing at Gayenpara, Raydighi, 110 South 24 pgs, PIN: 743383 has been cheated by your much renowned insurance company very badly. I have lost all my savings and no wish to survive anymore as I am broken down morally and been cheated so badly by your company. I have been cheated by your company with an amount in total Rs. 6, 00, 000/- in the name of Life Insurance in my name and in my wife's name, Mrs. Pranati Karmakar. The details of the amount I have cheatedly invested with you and policy number detail is given below: Name Invested Amount Policy Number 1)Baidyanath Karmakar 3, 00, 000/- Policy no:[protected] Client id:[protected] 2)Pranati Karmakar 3, 00, 000/- Policy no:[protected] Client id:[protected] I paid this money as I was told by your executive that HDFC has come up with Fixed Deposit Plans where I will pay and I will receive a bond paper and after 7 years I will get approximately double the amount I am keeping as fixed deposit.hence, I invested one by one, my entire savings i did in my whole lifetime with the hope that I will get a lumsome amount after 10years. I was not provided with the policy bonds in time and when I received the policy bonds, I was totally looted by your company as I found them to be regular policied where I do have to pay premiums every year to rertain the same and failing which will lapse my policicies. Not only that I was also promised that I can get a 10 times loan i, e (10*premium) anytime after i get my fixed deposit bonds.But all these commitmnents were fake as I enquired that there is no loan options in these policies and they are not at all fixed deposit bonds, they are simply regular policy bonds. HDFC my sigtnature is forged in the benefit illustration of the bond papers. I have not signed them and my signature has been forged completely.Again I have not performed or undergone any medical test where I found that my medical test has alreay been performed by some other anonymous person. Hence, the medical examination done from your company's end was also forged totally. According to IRDA's grievance Redressal policy I can apply for cancellation until my request is addressed. In the IRDA's grievance redressal guidelines, there was clearly mentioned " a complaint shall be considered as disposed of and closed when :- (a) The company has acceded to the request of the complaint fully. (b) where the complaint has indicated in wriying, acceptanceof the response of the insurers. (c) Where the grievance redressal officer has certified the company has discharged its contractual, statutary and regulatory obligations and closes the complaint. Hence, I request you to look into the matter and investigate the matter as soon as possible as I have already lost my entire savings and hopes of my life. I have to kill myself along with my entire family if I do not get my money refunded. I pledge and beg to help me and please do the needful and take necessary steps to cancel the policies and refund me the money back. Looking forward to your kind help and eventually If my appeal of cancellation and pledge to get my money back gets rejected I will be compelled to take legal actions and also will ask for help from media to stop this fraud racket run by Hdfc Standard Life Insurance company………. Thanks Baiyanath karmakar M-[protected] //[protected]