[Resolved]  HDFC Bank — Loan no:[protected] and 38302501

Address:

New Delhi, Delhi, 110034

Dear sir,

This is an reference to the conversation that i had with the representative of your hdfc nank, branch :- bali nagar, delhi.
The matter is to highlight that my car meat with an accident an there were two loans going on my car and i am libel to pay that amount, but in accident my car was completely smashed down as it was a bang on collision and since the car is in a very bad condition. I would not be able to drive that car any longer therefore i have decided to sell the car at a loss and to foreclose the ongoing loans. I contacted the branch and they have told me that i will have to pay extra amount of rs. 14533.60 on loan number:[protected] & rs. 7373.42 on loan no:[protected], total about rs. 21, 907/- (Aprox).

I was never informed that the second loan # 38302501 is a refinance on my car. The representative told me that this is a personal loan and its an ongoing offer considering my credit history. I was shocked when i got to know that i will have to foreclose both my loans.

I was cheated by the representative who is of-course representing hdfc bank and i have decided to highlight the matter to the consumer court as i was given wrong information and i was assured that its an ongoing offer.

Also to bring you in notice that i was never told that i will ever have to pay heavy foreclosure charges. I will not pay this hefty foreclosure charges as i am cheated, i am highly disappointed by the wrong information and the bluff done by hdfc bank.

Thanking you.
Ishan gaur
[protected]
[protected]