[Resolved]  HDFC Bank — my credit card settlement

Address:Mumbai City, Maharashtra

I have been using indusind’s credit card from past 4 years and have utilised my complete limit many times and have paid it back even however i suffered through a big loss in my business and have been paying minimum due from past almost 1.5 year now. My total limit is 89k and i[censored] count my minimum amount (5000 x 18) i already have paid 90k. However my outstanding is still 91k.

Now, as i do not have any backup of earning nor i have business and i have ran out of my all the saving and currently running in debt and hell lot of financial crisis other issues.

I won’t be able to pay minimum dues and hence i need to do the settlement.

My savings out are also running in minus.
As am running in bankruptcy i can’t pay more than 20k. Which i also have to borrow from someone.

Request you to please consider my offer and yes am not worried of any credit score affect as any which ways it’s getting affected.

Please help me settle the card, as bank has already taken more than 100% of amount that i have used.

I can try making the payment of 20k for the settlement.

So, please considering my financial crisis. Help me do the settlement.

Name: mohammad saif khavra
Contact number : [protected]
Registered mobile number : [protected]

Thank you.
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Dec 10, 2019
Complaint marked as Resolved 
Company hasn’t contacted me yet through anyway! I haven’t received any email nor have received any call or message. Please help me.
HDFC Bank customer support has been notified about the posted complaint.
Dec 10, 2019
Updated by Saif Khavra
Please be informed that i did try in past to convert amount into EMI’s mire than 5 times. However bank denied it all the times. I was paying untill i could, howvever i have no job, no business, no source of income. Hence i can’t pay it anymore
Verified Support
Dec 13, 2019
HDFC Bank Customer Care's response
Dear Customer,

With regard to your credit card, we request you to contact our Debt manager at[protected]/33016802.

-Nadia
HDFC Bank Customer Assistance
Dec 14, 2019
Updated by Saif Khavra
Hi Nadia,

Can you please ask them to contact me, since i am unable to contact them.

Thank You
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